My husband, the-one-in-charge-of-all-things-math, and I refinanced our house today. I think it's a good deal, from what I can tell from the 9,000 pages of documents, codicils, releases, subparagraphs and deeds that we signed and initialed for a full hour.
It was especially worth it when the guy overseeing our signingsigningsigning showed me a picture on his phone of a hole in his front yard filled with baby rabbits.
I like a Wild Kingdom spin on my financial transactions. Random, yet relaxing.
On the other hand, I was completely undone at the outset of the refi adventure when some bank woman zoomed across the lobby and asked very loudly, "Are you foreclosure?"
"No, no. I said are you here for a closing?"
"You might want to lower your voice because that's not what it sounded like," I replied. "And yes, they know we're here," you loud and zooming idiot. (That last part, you will have noticed, is not in quotes because I didn't say it out loud. I was very rabbit-like in that regard.)